© 2007 Manufacturers and Traders Trust Company. All Rights Reserved
Investments and Insurance Products • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured
By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value |
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Insurance products are offered through Hess, Egan, Hagerty & L'Hommedieu, a division of M&T Insurance
Agency, Inc. M&T Insurance Agency, Inc. is a subsidiary of M&T Bank. Insurance products are not offered by
M&T Bank. M&T Insurance Agency Inc. is licensed as an insurance agent and acts as agent for insurers. In the
case of excess and surplus lines, M&T Insurance Agency Inc. is an insurance broker and places insurance on
behalf of our clients. Insurance policies are obligations of the insurers that issue the policies. Insurance products
may not be available in all states. |