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HOME / INSURANCE GROUP

Since 1967, HESS EGAN has been a "high end" provider of commercial insurance and risk management services to regional, national and multi-national client companies across a diversity of industries.

Assessing Risk 
 Understanding your risk is essential to good decision-making in the risk management process.  HESS EGAN works with client companies to assess their exposures, measure the potential financial impact of those exposures, and define their overall tolerance for financial volatility.  From this vantage point, risk managers can properly assess and value alternative risk management strategies in light of their corporate strategies and goals.

Redefining Risk
HESS EGAN draws upon considerable internal & external resources in the formulation and execution of risk mitigation, risk transfer and risk financing strategies.  Our resources include loss-sensitive programs, large deductible and self-insurance retention programs, captive programs, wrap ups, loss portfolio transfers, environmental programs, and manuscript policies to address unique and emerging risks.

Your risk dollars are further controlled through workers compensation experience modifier reviews, classification audits, premium audits, contract reviews, progressive claims management programs, and loss control & safety management programs.

Building Advantage

Contact Us for more information.

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© 2007 Manufacturers and Traders Trust Company. All Rights Reserved

Investments and Insurance Products • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value

Insurance products are offered through Hess, Egan, Hagerty & L'Hommedieu, a division of M&T Insurance Agency, Inc. M&T Insurance Agency, Inc. is a subsidiary of M&T Bank. Insurance products are not offered by M&T Bank. M&T Insurance Agency Inc. is licensed as an insurance agent and acts as agent for insurers. In the case of excess and surplus lines, M&T Insurance Agency Inc. is an insurance broker and places insurance on behalf of our clients. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.