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Building Advantage PRODUCTS
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HOME / SURETY GROUP / ENVIRONMENTAL RISK HESS EGAN's experienced environmental insurance staff provides comprehensive and value-driven strategies to prudently manage the environmental exposures of clients. HESS EGAN works closely with clients to identify and evaluate environmental exposures, develop and implement risk transfer and loss control strategies, and tailor creative environmental insurance contracts to protect your assets. Our clients include: Brownfield developers (redevelopers of contaminated sites); landfill owners/operators; owners of large storage tank facilities; remediation contractors and consultants; commercial and industrial business operations with environmental exposures; buyers and sellers of contaminated properties; and real estate lenders. HESS EGAN represents all the major environmental insurance markets, and has the market-power and expertise to deliver a broad range of coverage options, the broadest terms, and the most competitive prices. Our products include Contractor's Pollution Liability; Consultants Errors & Omissions; Site Specific Environmental Impairment Liability; and other customized environmental risk management coverage forms. Some of the newer and more interesting products include: Clean Up Cost Cap Insurance - a product that places a "cap" or limit on future site remediation costs. These policies are commonly utilized by Brownfield Developers as a way to quantify environmental exposures in a real estate transaction, and by site owners with portfolios containing contaminated locations. These policies can also be structured as "finite risk" programs. Secured Creditor (Lender) Policies - These policies protect lenders/creditors (commercial banks, investment banks, mortgage bankers, life insurance companies, SBA lenders, etc.) who hold collateral positions in real estate that may be impacted by environmental contamination. HESS EGAN has unparalleled expertise in developing new and innovative programs and products for environmental exposures. Contact Us for more information. |
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________________________________________ © 2007 Manufacturers and Traders Trust Company. All Rights Reserved
Insurance products are offered through Hess, Egan, Hagerty & L'Hommedieu, a division of M&T Insurance
Agency, Inc. M&T Insurance Agency, Inc. is a subsidiary of M&T Bank. Insurance products are not offered by
M&T Bank. M&T Insurance Agency Inc. is licensed as an insurance agent and acts as agent for insurers. In the
case of excess and surplus lines, M&T Insurance Agency Inc. is an insurance broker and places insurance on
behalf of our clients. Insurance policies are obligations of the insurers that issue the policies. Insurance products
may not be available in all states. |
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